Business Essentials

The article screams “ICU Nurse Finds Joy (and Money) Launching Skin Care Line!” Alright, maybe it doesn’t scream, but it is 4am and I can’t sleep. My mind revs like a car in neutral. I go into the bathroom, where I keep my stash of light reading (“light” as in not hard news, law, or […]

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Here’s a helpful post by Chris Flett, author of What Men Don’t Tell Women About Business, outlining four important steps in developing a profitable venture.  To summarize: Set expectations Develop a style of management that all can work with Make it easy for contributors, staff, and vendors to work in the model Find a way to marry […]

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I’m full-out body length in squishy, watery mud, groveling on my elbows and knees to squirm through a tunnel. If I didn’t know better, I’d think this was Tim Robbins’s workout for the prison break scene in The Shawshank Redemption, minus the stench. At first, I’m tempted to squeal and jump out, but it’s warm […]

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“We’re like lobsters,” said Nancy. “If we don’t grow, we die.” Nancy and I are at a speaking workshop in Orlando, led by world-renowned speaker Les Brown. We’ve been through 8 straight hours of drills, one-on-one coaching, and partner feedback in a cramped conference room. I’m worn out. It’s taking all of my energy just […]

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Q.:  We are in the process of selling our C Corporation. What kind of small business insurance can I get to make a stock purchase attractive to our buyer? Also, what kinds of small business insurance are available to the buyer to protect against liability? A.:  Generally, when a buyer purchases your company stock (and, […]

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With the post-9/11 demise of some insurance companies and the refusal of others to insure New York businesses, insurance rates are definitely spiraling . . . often out of the control and the reach of the small business pocketbook. This has affected all forms of insurance including medical plans, workers’ compensation, and general liability. With […]

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Q.: I want to give private swim lessons for kids in my pool for the summer. My backyard has a pool and spa that are surrounded by concrete, so a kid could conceivably fall and get hurt. How do I limit my liability? A.:  You may run into several obstacles in trying to give swimming […]

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Q.: If I am bonded, do I also need to be insured? A.: The terms “bonded” and “insured” are frequently misunderstood. While surety bonding is a type of small business insurance and each involves coverage for a financial risk or loss, the types of losses covered are generally different.  Surety bonds usually refer to a […]

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Post image for St. Patrick’s Day… A Legal Issue?

St. Patrick’s Day is no stranger to legal controversy. Gay Irish groups in New York and Boston have had protracted (and unsuccessful) fights with city leaders over the right to march in the parades. And this year, there’s an unsual legal issue (albeit an ecclesiastical one). According to CNN online, for the first time since […]

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Here’s one of my pet peeves about sites like Facebook: people who hardly know me who want to join my network and, by inference, gain my endorsement. I can’t tell you the number of people whom I may have met in passing at a networking event, or who called me from a six-degrees referral to […]

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