Business Essentials

With the post-9/11 demise of some insurance companies and the refusal of others to insure New York businesses, insurance rates are definitely spiraling . . . often out of the control and the reach of the small business pocketbook. This has affected all forms of insurance including medical plans, workers’ compensation, and general liability. With […]

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Q.: I want to give private swim lessons for kids in my pool for the summer. My backyard has a pool and spa that are surrounded by concrete, so a kid could conceivably fall and get hurt. How do I limit my liability? A.:  You may run into several obstacles in trying to give swimming […]

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Q.: If I am bonded, do I also need to be insured? A.: The terms “bonded” and “insured” are frequently misunderstood. While surety bonding is a type of small business insurance and each involves coverage for a financial risk or loss, the types of losses covered are generally different.  Surety bonds usually refer to a […]

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Post image for St. Patrick’s Day… A Legal Issue?

St. Patrick’s Day is no stranger to legal controversy. Gay Irish groups in New York and Boston have had protracted (and unsuccessful) fights with city leaders over the right to march in the parades. And this year, there’s an unsual legal issue (albeit an ecclesiastical one). According to CNN online, for the first time since […]

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Here’s one of my pet peeves about sites like Facebook: people who hardly know me who want to join my network and, by inference, gain my endorsement. I can’t tell you the number of people whom I may have met in passing at a networking event, or who called me from a six-degrees referral to […]

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Strategic alliances, joint ventures, collaborations . . . whatever you want to call them . . . are very delicate creatures.  Like other relationships, your “intended” wants to feel special, wants to be comforted in the knowledge that there is a meaningful reason your two companies have come together.  You don’t want to find out […]

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When it comes to business plan outlines for the coming year, many of us touch on the usual suspects: honing the target market, developing outreach plans, considering new revenue sources.  In short, it’s usually about what more we can do.  What additional responsibilities we can put on our plate. How we grow through casting a […]

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Post image for Presidents’ Day and Our Executive Office

Whatever I may want to say about the current occupant of the Oval Office and those seeking to sit in his chair, I wouldn’t want the job. Not for a million squillion dollars. Whether it’s brass balls or sheer insanity that makes people want the post, I’ll tip my hat to them for tenacity and […]

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I had never really thought about the symbiosis between business and banking, but here’s an interesting tidbit by Shaun Parker on the history of how it came about.  According to Parker, banks themselves owe their standing in the economic world due to the entrepreneurship of middle age traders.  The first to take advantage of the […]

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After yesterday’s steam pipe explosion in midtown Manhattan (just a few blocks from my office — too close for comfort), I figured a little levity was in order today.  Here’s a joke about father and son-in-law business partners that gave me a chuckle.  Enjoy! 

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